Will My Insurance Cover a Hygiene Appointment, or Do I Have to Pay Out of Pocket?
Going to your dentist for a regular hygiene appointment is an important part of your oral health and even your overall health.
As with any medical topic, the cost is a factor that needs to be considered. When considering cost, you likely will wonder, “Will my insurance cover a hygiene appointment?”
So, Will My Insurance Cover a Hygiene Appointment?
While this can vary depending on a number of variables, most health insurance plans don’t cover dentistry. Some regular health plans may cover emergency dental situations.
Health insurance covers treatments that are considered medically necessary for your health. Often these treatments include treatment of facial deformity, bone diseases, physical trauma, and jaw disorders.
Often, the only insurance plans that will cover dental care are dental insurance plans. Some plans may have annual benefit limits. So, for example, if your annual benefit limit is $1,000, your insurance company will only pay that amount for your coverage annually. If you need more care, you pay the rest out of pocket.
What About Dental Insurance Plans?
These plans usually cover all or most of routine checkups and cleanings. They also cover 50% to 80% or more of the cost of dental services such as fillings, root canals, crowns, and bridges.
Dental insurance does not typically pay for any cosmetic procedures. The insurance company will only pay that amount after you pay deductibles and copays. You should always check with your provider to see what your plan specifically covers, since these plans can vary greatly.
Find the Best Dentist for Your Hygiene Appointment
Now that you know how to find out the answer to your question, “Will my insurance cover a hygiene appointment,” come to the office of Rochelle Hackley, DDS for an attentive and thorough hygiene appointment.
We work hard to make sure that you are happy with the health of your teeth, so you love your smile! To make an appointment, please call us at 301-917-3964 today.
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