Do Dentists Offer Payment Plans?

If you need dental care but the budget is too tight, you may be wondering if dentists offer payment plans. The answer is most of them do. If you are struggling with the cost of dental care, you’re not alone. Over half of U.S. adults say they have skipped or delayed dental care due to the cost. Fortunately, there are alternatives. Let’s talk about them.

What are dental payment plans?

Dental payment plans are financial options for dental work. Instead of paying the cost of dental care upfront, patients can make payments over time. Depending on your dentist, the payment plans available may differ.

Where can you get a dental payment plan?

Your dentist office will provide dental payment plans. Typically, dentists offer these plans to help make care more affordable for all patients. However, not all dentists offer payment plans. Some only accept insurance or full payment upfront.

Cost of Dental Treatment without Insurance

An estimated 76.5 million adults don’t have dental insurance. So, let’s look at some of the average costs of dental work when paying out of pocket.

• Oral exam and cleaning: up to $200
• Oral X-rays: $300 on up
• Root canal: up to $2,700
• Tooth extraction: between $75 and $4,000, depending on damage and need for anesthesia.
• Dental implants: between $1,750 and $8,270 a tooth
• Braces: $5,500 on up to $10,000
• Dentures: $1400 to $2800

 Things to Consider

There are a few things to consider before you commit to a dental payment plan. First, if you struggle with poor credit, you may not be able to secure a payment plan. Some companies do waive credit checks though. Additionally, you need to consider interest rates, though some dental plans come with a 0% interest rate to sweeten the offer. Finally, make sure you can handle the ongoing payments.

Dental Payment Plan at Hackley DDS

Our team is proud to offer Sunbit as a monthly payment option at ROCHELLE E HACKLEY DDS ,LLC. Sunbit approves 85% of patients with no hard credit check and no late fees. Click here to see how much you are pre-qualified for! To schedule an appointment, please contact us today.